Property investment portfolio checklist

Historically, investing in the Australian real estate market has delivered consistent above-inflation returns to investors. As a medium-risk, medium- to long-term asset class, property offers a ‘bricks and mortar’ investment for which banks are prepared to lend up to 80 per cent of the value. This level of security, combined with the fact our capital cities have experienced sustained house price increases over the last 20 years, makes building a property portfolio a sound financial strategy.

Make the most of your property investment portfolio with our investor ‘ground rules’:

• Make sure you set your property investment portfolio goals – determine what you want to achieve financially and plot your expected return on investment.
• Get help with property professional services – the right expert advice can save you time, considerable money and greatly reduce your stress!
• Minimise your property investment risk – diversify across your property portfolio and use market data to your advantage.
• Respect your existing equity and make the most of tax advantages – undertake a financial audit, don’t drain your equity, and make sure you claim all the deductions you are entitled to!